EXCELLENT CD - On retirement

Professor Wiseman has received so many responses to the piece in last month's newsletter that I have decided to provide more details this month.

Strategies for a Satisfying Retirement

SIX WAYS TO FEEL HAPPIER, BE HEALTHIER 

How a positive attitude really can make a difference

A good mood not only influences how you feel today, it can have a powerful impact on your health for years to come. Scientists urge us to be as attentive to our moods and attitudes as we are to our physical health. "Happiness is no magic bullet, but the evidence is clear and compelling that it changes your odds of getting a disease or dying young."

SAARP'S SERVICES - for your benefit

• SAARP SHORT TERM INSURANCE POLICIES. Members have saved up to R10,000 per annum on their SAARP policies.

• GUARANTEED DISCOUNTS. Get a 5% annual bonus on all your purchases with SAARP's new b-SMART Card. The bonus is payable in November in time for your holiday purchases.

CLUB REGIONAL MEETINGS - Dates

The remaining meetings for this year are:

Western Cape: 03 August, 02 November, both at the Mowbray Golf Club
Southern Cape: 11 August in Sedgefield
KwaZulu-Natal: 06 September in Pinetown
Next year's meeting dates are:
Western Cape: 01 February, 02 May, 01 August, 07 November
Southern Cape: 07 March, 05 September
KwaZulu-Natal: 04 April, 03 October

b-SMART CARD - Presentations

The following have already taken place or are scheduled to take place:

• SAARP Hermanus
• SAARP Jeffrey's Bay
• SAARP Hillcrest 1 June 2011
• SAARP Muizenberg 12 July 2011
• SAARP Panorama 14 July 2011
• SAARP PE 8 August 2011 (PE East)
• SAARP Grootte Schuur 19 September 2011
I have also had requests from three other clubs. Remember that this is a service that is of real economic benefit to your members. Gert du Plessis, Cape Consumer's CEO is offering R2,000 to each club for the opportunity to do a SAARP b-Smart Card Presentation. He will also provide three lucky draw cash prizes of R250 each at the meeting. Additionally, a b-Smart representative may be sent to assist members in filling in the application forms.

SHORT TERM INSURANCE - Differences in quotes

We are often taken to task by members about differing rates. We have four companies with whom we deal. Please ask your members to contact our insurance ladies (see details below) and ask for comparative quotes. One of our providers only uses a call centre to contact members while another only works on personal visits. The latter is represented in seven main centres and will naturally not contact country members. That is where we come in - we will do comparative quotes for those country members if they contact us. Members may also find widely differing rates which are usually due to differing claims experiences in the same area. Two of our providers work exclusively in the over fifty market which has a far better claims ratio than the market as a whole, with the result that they may offer substantially lower rates. It is impossible for us, or our providers, to contact all 84,000 members so it is incumbent upon members to avail themselves of our services by contacting us on their policy renewal date and obtaining quotes from us before simply renewing their policies. It is often the case that their existing insurers will offer to meet a lower rate which we may quote. The question is: why stay with them? They could/should have offered you a more competitive rate before.

Renske 021 592 1279 renske@saarp.co.za
Beverley 021 592 1279 beverley@saarp.co.za