Because you appreciate the finer things in life, you treat your possessions with a level of experience and care that younger people are still learning. This wisdom of maturity and its resultant low-level risk, deserves its just rewards. It gets them with Forbes 55 Plus.

You have had insurance in the past;
You are not a full time employee (but you can be a consultant or non-executive director of a company);
You seek to cover all your assets under one policy - including vehicles, buildings, contents and all risk cover;
You are at least 55 years of age.

The rating of Forbes 55 Plus is expressly designed to reward you as a retiree for your high - level  of responsibility and low levels of risk.

This earns you a distinct premium discount when compared to premiums of other insurance products providing the same cover.

•    No basic excess payable.
•    Wider Cover than traditional policies.
•    Up to 40% cheaper than conventional insurance policies.

You then get further discounts for living in a secure area or taking additional security precautions and … there is no basic excess payable when you claim!

• Least exclusions of any policy on the market.
• Widest range of tailored cover to suit you.
• Retail value, not market value, payable on motor  vehicles.
• New list price if your vehicle is stolen and not recovered or a write-off (within 12  months from date of first registration).
• Complimentary courtesy car following theft or hijack.
• All risks worldwide cover.
• Up to R 20 000 000 personal liability cover.
• Monthly debit order or annual payment.
• Accidental damage included in comprehensive Buildings cover.
• Sports equipment insured while in use.
• Travel advice and cover.
• Watercraft cover - competitive rates on jet-skis, ski-boats, dinghies, catamarans, yachts etc.
• Access to specialists in Alexander Forbes Direct for Personal Accident, Funeral and Hospital Cash Plan options.
• Fast-track claims settlement procedures.
  

Free Emergency Service and Referral Assistance
24 Hours a Day, 365 Days a Year!

FREE    roadside assistance for passenger and 4 x 4 vehicles
FREE    flat tyre/battery assistance away from home
FREE    tow-in services to the nearest dealer
FREE    recovery and repatriation of an immobilised vehicle
FREE    delivery of fuel (cost of fuel excluded)
FREE    telephonic assistance with recovery of keys locked in vehicle
FREE    24 hour telephonic travel and route assistance in all major metropolitan areas.

FREE    emergency medical assistance
FREE    medical response by road or air
FREE    transfer to a medical facility
FREE    emotional support and tele-counselling
FREE    access to Rape Centres of Excellence. Guaranteed hospital admission of up to R5000. 

FREE    advice on the correct procedures to follow at the scene of an incident
FREE    dispatching of ambulances and notification of police
FREE    assistance with repairs and insurance claims
FREE    towing by an approved towing contractor and storage at an approved panel shop.

FREE    assistance for out of hours home emergencies, which include call-out fee and one hour’s labour; burst geysers, broken windows and much more.

Lesotho, Botswana, Swaziland, Namibia, Zimbabwe, Malawi, Zambia or Mozambique.

Telephonic assistance only provided outside the borders of South Africa when you are in an accident or become ill

* Assistance will only be provided where Assistance Services! was contacted in the first instance. Should you contact a service provider directly, we will not be liable for any costs incurred.